These Consumer Terms govern the use of SaveCash services by individual consumers for personal, non-commercial purposes. If you are using SaveCash services for business purposes, the SaveCash Services Agreement applies instead.

1. Consumer Services

SaveCash provides consumer payment and financial management services that enable individuals to:

• Send and receive money electronically with family and friends
• Make payments to merchants and service providers
• Manage finances and track spending with AI-powered insights
• Use SaveCash-issued cards and accounts
• Automatically save money through intelligent transaction analysis
• Set and achieve personal financial goals

2. Consumer Protections

Consumer services are subject to applicable consumer protection laws including regulations from the Consumer Financial Protection Bureau (CFPB) and other federal and state consumer protection authorities.

• Dispute resolution rights for unauthorized transactions
• Fraud protection and zero liability policies
• Privacy protections under applicable law
• Transparent fee disclosures

3. Account Requirements

To use SaveCash consumer services, you must be at least 18 years old and provide accurate account information. You are responsible for maintaining the security of your account credentials.

4. Contact Information